Pros and cons of online accounting services. Review of the service “My Business. How the “My Business” service works and why entrepreneurs like it How to work in the My Business service

Documents for registration Gusarova Yulia The list of documents required for registering an LLC and their preparation were described in the article by “My Business” experts.

What documents are needed for state registration of an LLC in 2018? The list of documents for registering an LLC is quite significant.

The following set of documents must be submitted to the registering tax office:

application for state registration of a legal entity;
charter of the organization (two originals);
receipt of payment of the state fee for registration;
request to receive a certified copy of the charter (optional);
receipt of payment of the state fee for providing a copy of the charter (optional).

One of the main reasons for refusal of state registration of a limited liability company is incorrect filling out of documents. If you make the slightest mistake, you will be denied registration of the organization.

The inspector who accepts the documents does not comment on their execution and does not provide advice. In case of refusal, documents submitted for registration will not be returned. The entire package will need to be reassembled and notarized, and the state fee will need to be paid again.

Thus, it is necessary to submit documents initially in absolutely correct form and in full. How to do this with a guarantee? To correctly fill out all the necessary documents yourself without errors or corrections, contact online accounting.

Recently, another professional product has appeared among accounting programs, which is already popular. According to users, it is a worthy competitor to such monsters of this market as Consultant +, Garant or 1C.

If you are already familiar with the service and want to register quickly, just click on the button below.

Initially, “My Business” was created as a small accounting assistant that makes it possible to simplify accounting operations for small business enterprises that use a simplified taxation system. But at the end of 2013, the developers released a full version for large and medium-sized enterprises, which today is gaining even greater popularity in the accounting software market.

The accounting program “My Business” includes several sections that harmoniously integrate and intertwine with each other: calculation and accounting of wages, a system of certificates, submission of document flow and electronic reporting to the authorities of the Federal Tax Service, Pension Fund of the Russian Federation, Rosstat and the Social Insurance Fund, individual consulting and user training - accountants. The service also provides assistance in preparing documents for registration of individual entrepreneurs and LLCs.

Features of the service

The system is built in a question-answer format, which not only gives advice, but also offers recommendations for solving various issues. The help system in question-answer format includes advice on the following issues: personnel matters, accounting and tax accounting.

Another important feature of all reference materials in the accounting program “My Business” is that all information is constantly updated, which means it is always relevant. This distinguishes the new ATP “My Business” from the outdated accounting programs Consultant + or Garant, which often provide information from the 90s of the 20th century upon request. The content of “My Business” is constantly updated when legislative changes are released, or new comments on laws or regulations of tax authorities, pension and statistical funds.

What sets this accounting product apart is that when a question is asked, not only is it given a regulatory document in which the accountant needs to independently look for the answer to the question, but a specific answer is given to the requested query. In addition, if reference information on a certain issue changes, the accountant receives a notification that the source of information has been updated and what changes have occurred in it.

Regulatory documents in the online accounting “My Business” are convenient to study, since their full form is displayed only when you hover over it, so you can see them in full only if necessary. The program is easy to navigate and search, and the developers, when creating an accounting product, adhered to a rule that helped them create a universal product: “Convenience in the little things.”

Rates

The “My Business” service has several tariff plans; they differ from each other in the range of services provided. Naturally, their prices are different. But in order not to make a mistake in choosing the tariff that is right for you, you have the opportunity to test the service for three days. You can learn more about the capabilities of the service and their prices on the page.

Preparation of reports

Sending electronic reports is included in the My Business accounting program and is free. Inspectorate of the Federal Tax Service. FSS, Pension Fund and Rosstat receive all reports on time, without missing deadlines. The service includes access to extracts from the Unified State Register of Individual Entrepreneurs and the Unified State Register of Legal Entities. The program contains a convenient database of various forms (more than 2000) that can be filled out online.

Accountant training

“My Business” includes webinars aimed at training and consulting accountants by leading specialists of regulatory organizations and departments. Online, the user can ask questions and receive answers. In addition, the answer to the question is analyzed by a company of experts, who then express their authoritative opinion. There is no such service in any other accounting program, so “My Business” is not only convenient, but also the most advanced service.

The creators comment on their product as follows: such improvements have become possible thanks to a streamlined and clear system for replenishing and updating the service’s content, which fully satisfies the needs of users and provides detailed answers to the questions they ask.

Users look for the information they need for work in the system, and contact them approximately once every few months; this opportunity strikingly distinguishes the “My Business” service from other similar accounting programs.

From all of the above, it becomes clear that “My Business” is an absolutely reliable new generation accounting program. It will easily replace such morally and professionally outdated products as Consultant or Guarantor. Moreover, today it can be used in small businesses, medium-sized, and very large ones.

To complete the picture, I suggest watching a short presentation of the service’s capabilities:

Registration of an LLC via the Internet Gusarova Yulia What documents need to be submitted to the tax office, and what effective method to use to generate documents for registering an LLC - they explained in the article.

The most common organizational forms for small businesses are LLC and individual entrepreneur.

Registering an individual entrepreneur is simple: in general, this requires a passport, an application for state registration and a receipt for payment of the state duty.

Registering an LLC is a more labor-intensive process. However, registering an LLC on your own is quite possible, you just need to prepare a little more documents.

To open an LLC, you generally need to submit to the registering tax office:

Application for state registration signed by the applicant in form P11001;

The decision to create an organization in the form of a protocol, agreement or other document;

Constituent documents of the organization. An exception is the case when an organization intends to act on the basis of a standard charter approved by an authorized government agency. Information about this is indicated in the application for state registration;

Receipt of payment of the state fee for registration.

One of the main reasons for refusal of state registration is incorrect filling out of documents. If there is a punctuation error in the application or the sheets are numbered incorrectly, you may be refused. In case of refusal, the entire set of documents will have to be generated anew, again spending money on notary expenses and paying state fees. From October 1, 2018, the norm of the law of October 30, 2017 N 312-FZ will come into force, according to which, if registration is refused, it will be possible to resubmit documents without re-paying the state fee. But this opportunity is given only once.

Perhaps the most effective option to generate documents for registering an LLC is to use the “My Business” online accounting service. An effective option is correct, complete and free!

In the online accounting “My Business” you will find a complete list of documents for registering an LLC and, with help, prepare them in 14 steps. You will spend a minimum of time and will not make a single mistake.

Already by the tenth step you have at your disposal a complete package of documents for registering an LLC with form P11001, the charter of the organization, the decision of the participant, a receipt for payment of the state duty, an application for issuing a copy of the charter and a receipt for payment of the state duty for obtaining the charter, an application for the simplified tax system (UTII) ) . All you need to do is download and print the ready-made forms.

In the online accounting “My Business” you will prepare a notification to the supervisory authority submitted by organizations whose activities are related, in particular, to retail trade, transport services or the provision of services to the public (individuals). The notification is submitted not upon the fact of inclusion of this type in the registration documents, but during direct activity.

In addition, once you start work, you can generate and send electronically through the service information about the average number of employees (filled out using the form according to KND 1180011). When creating an organization, information must be submitted no later than the 20th day of the month following the month in which the organization was registered.

Thus, the service saves a lot of time that you would spend on registering an organization yourself.

The “My Business” system not only helps to generate documents for registering an LLC, but allows you to create any reporting on OSNO, STS, UTII and submit it in electronic form to the Federal Tax Service, Pension Fund of the Russian Federation, Social Insurance Fund, Federal State Statistics Service.

The “My Business” service has a complete database of current forms, legislative and regulatory acts in the field of labor relations, taxation and accounting. The database is updated around the clock online. You will always find any valid forms, laws, orders, regulations, regulations.

Hello, dear readers of the blog site. A successful modern business requires constant control by the owner. The use of various professional accounting programs implies the presence of a highly qualified employee on the organization’s staff (although it is possible) who knows all the intricacies of the work process.

But in this case, the business owner receives only a general overview analysis of business activities, and in some cases this is not enough to make an important decision.

Active use of Internet accounting “My Business”, the principle of which is based on providing software services for the financial side of your business using the Internet.

Clients of this online accounting have the opportunity not only to independently keep records of business transactions, but also:

Fill out tax returns;
Send reports to regulatory authorities;
Receive professional advice from consultants;
Use an integration system with the servicing bank.

And this is just at a glance. Want to know more? Then don't switch...

General overview of work in My Business

Historical reference

The “My Business” website provides the opportunity to independently study the rules of accounting in online accounting by viewing videos on topics of interest.

For example, a lesson for individual entrepreneurs (IP) is very relevant for me, because that’s what I am:

Reviews about managing finances in the “My Business” service

It is impossible to imagine modern life without the Internet. Entrepreneurs not only use all available means to generate additional income, but also actively participate in discussions covering a wide range of economic and technological topics.

Analyzing the work of online accounting under the name “My Business,” users objectively note both positive and negative aspects of the service’s workflow.

Positive aspects of online accounting

Many advantages stem from the fact that the service is provided online:

If you have the Internet, communication with the “My Business” service is possible from anywhere in our country.
During the first steps of working with the software, My Business specialists have the opportunity to remotely help an entrepreneur get comfortable with the Internet service.
By connecting to the client’s computer, Internet accounting experts accompany the work of the new user for the entire necessary time, helping to quickly cope with emerging problems and difficulties.

Without having a special economic education, Moe Delo clients have the opportunity to conduct full-fledged accounting. Devoting the lion's share of his time and physical effort to achieving the necessary profitability of production, the entrepreneur is forced to additionally engage in “side” accounting functions, control the deadlines for submitting reports to regulatory authorities, and spend energy on drawing up the necessary reports.

Therefore, when concluding an agreement for online accounting services, the client wants to purchase a service programmed to obtain the required result with minimal labor costs. And he gets this in the online accounting department “My Business”:

The existing free service for preparing documentation for registering an individual entrepreneur or LLC helps beginning entrepreneurs instantly, without complications or errors, correctly draw up all the necessary documents for further transmission to the tax authorities. But first I advise you to familiarize yourself with the topic.
By opening a current account in banks that cooperate with the Internet service “My Business”, users significantly save on banking expenses, because Account maintenance is provided at a special discounted rate.
The tax calendar presented on the website will not allow you to miss the deadline for submitting reports to the tax authorities, as well as to the pension fund and Social Insurance Fund.
The Internet service “My Business” systematically sends letters of informational content to clients’ emails.

Technical support for my business works around the clock. Our specialists will listen carefully, determine the causes of the problem and help eliminate it immediately. Connecting remotely experts help service users:

Solve technical problems and problems with system settings;
Understand the process of entering and processing primary information;
Prepare and send reporting documentation to regulatory authorities, observing the required reporting deadlines.

To obtain a complete picture of the analysis of the results of economic activities, Internet accounting provides the ability to display the resulting final accounting data in the form of various graphs and diagrams.

Existing service shortcomings

The operational work of online accounting specialists “My Business” has some disadvantages. For regular users who love the service, they do not seem to be a significant problem, but in the eyes of new clients they can look like an insurmountable obstacle:

Fulfilling an order based on a request for technical support submitted directly on the website is slow and not prompt. Therefore, to immediately resolve any problems that arise, you need to immediately call technical support;
Service consultants’ answers to customer questions do not come immediately, but after some time. Moreover, accounting consultation is superficial and to obtain complete information it is necessary to ask additional questions. Reducing the waiting time for an answer to a question posed is achieved by making an additional call to the assigned service manager;
The cost of tariff programs includes a limited number of specialized consultations. Expert questions asked additionally are subject to separate payment;
The initial filling in of the statutory and bank details requires special care, otherwise problems may arise with the automatic sending of documentation.

What alternatives are there to My Cause?

There are other Internet services for online accounting, which are designed for keeping records for interested users.

In the software " Elbe circuit» also provides the opportunity to conduct accounting online. Many existing tariffs offer services that differ in many user characteristics:

Type of ownership;
Tax system;
Kind of activity;
The number of employees.

The variety of tariff services presents some difficulty in determining the necessary conditions for the client at the moment. Providing services at an incorrectly chosen tariff may cause additional difficulties when generating reporting documentation.

Uploading bank statements to the service " Kontur.Accounting» is carried out according to system parameters. Payment for maintaining a current account is carried out at the current rates of the servicing bank without any additional discounts.
Registration of digital signature requires an additional payment, while in the “My Business” service this operation is absolutely free.

Staff accountant

Without time for personal accounting, an entrepreneur can introduce an accountant position into the organization’s staff. An hired accounting specialist, acting within the scope of his job description, will be qualified to carry out all necessary accounting operations. It should be taken into account that the work of a highly qualified accountant is paid in an amount that exceeds several times the cost of the services of accounting specialists of the “My Business” service.

Tariffs and innovations of the online accountant from My Business

Sales department managers will advise potential clients in detail about all working conditions on the Internet portal “My Business”, and will help choose the right tariff plan, which fully matches the user's credentials:

“Reporting to tax authorities” is a minimum set of services. It is actively used by companies that use the simplified tax system. Provides for working with primary documents;
"STS and UTII". There are three configurations of this tariff plan: without employees, up to five employees and maximum. Each option provides for a specific number of accounting and tax services provided. Depending on the growth in the number of jobs at the enterprise, online accounting “My Business” expands the range of services provided. The “maximum” package provides for the use of comprehensive service support.

Competitive advantages of the system

Internet accounting includes not only an extensive range of services provided, but also has additional advantages:

Does not affect the data loading time;
Convenient and intuitive interface;
Confidentiality of the entered information is guaranteed by system certification in full compliance with Russian legislation;
Constant updating of information based on expert opinions of specialists;
Material liability of site specialists for the services provided and recommendations, consumer risk insurance in interaction with tax authorities and extra-budgetary funds.

Innovations taking place in My business

Outsourcing. Internet service provides entrepreneurs with professional assistance to maintain correct and timely accounting of business activities. “My Business” specialists will competently formalize business transactions, create a complete electronic document flow, and guarantee complete maintenance of not only accounting, tax, but also personnel records. Outsourcing services are widespread among Internet accounting clients.

The Bureau. The online service not only checks the reliability of the consumer's counterparties, but also calculates the likelihood of the company being audited based on the client's economic indicators.

Additional features of the Internet service

But in general

Online accounting "My Business" can rightfully be called a successful program. The goals and objectives of the state program to support Russian small businesses are reflected in the work of the service. Both novice entrepreneurs and experienced owners receive a reliable assistant in the form of the service, capable of relieving the owner of the company as much as possible.

Accounting, tax and personnel records at the enterprise are organized in accordance with Russian legislation. The services offered are fully consistent with the target policy of the service: maximum savings of time and money for small business owners.

Good luck to you! See you soon on the pages of the blog site

Let’s first take a quick look at how to start using the “My Business” service.

In addition, there is an automatic exchange of documents with partner banks, which will take seconds and save hours of your time. All bank statements will be automatically posted to expenses and income, and the entire process will be fully displayed in your personal account. The tax calendar controls deadlines and reminds you in advance about submitting reports and paying fees via SMS and email. Video lessons and webinars of the service will tell you about registration and starting activities, accounting and tax calculations, reporting and personnel records. And if you have any questions, service specialists will answer you, regardless of the complexity of the situation.

Internet accounting “My Business” is absolutely safe, the risk of losing data is zero, your information is stored on servers in Europe, during transmission it is encrypted with a code like in the largest banks and is updated every fifteen minutes, and financial damage is insured. All service services are included in the tariff without additional or hidden fees, including unlimited expert consultations. All this is stated in the contract. By the way, if you want to devote all your time to your business, the service offers to completely handle your accounting for you. By registering on the company's website, you receive a free trial period with access to all services of the service.

Let's look at who this service is intended for

Today, there are many organizations and companies that primarily differ in their organizational and legal forms and tax system. The main types of organizational and legal forms of an enterprise are individual entrepreneurs (IP), limited liability companies (LLC), non-profit organizations (NPOs) and municipal unitary enterprises (MUP).

Online accounting is suitable only for individual entrepreneurs and LLCs. This information must be taken into account when choosing how to conduct accounting for your organization. In addition to organizational and legal forms, companies also differ in taxation systems. There are two main types of business taxation systems - the general scheme (OSNO) and the simplified scheme (STS).

BASIC– general taxation system. In the general scheme, it is necessary to maintain classical accounting. Of all the above, this is the most unfavorable regime for the company, but for large organizations other taxation systems are often simply impossible.

simplified tax system– simplified taxation system. This special regime is aimed at reducing the tax burden on small and medium-sized businesses, as well as to facilitate and simplify tax and accounting. You can switch to the simplified tax system immediately upon registering your business. Almost all individual entrepreneurs operate under a simplified taxation system. There are subsections of the simplified taxation system: simplified tax system 6%, simplified tax system 15%, UTII, unified agricultural tax.

STS 6% is also called “STS income”. With this taxation system, 6% tax is paid on all amounts earned during the period. For example, a company sells cement. During the second quarter, the company purchased goods in bulk for 100 thousand rubles and sold them at a very high markup for 300 thousand rubles. The tax in the case of “income” will be 300 thousand * 6% = 18 thousand rubles.

STS 15% is also called “income minus expenses”. For most regions this tax is 15% (for some - 5, 10%). Under this taxation system, tax is paid on the difference between income and expenses for the period. Let's consider the same situation: a company sells cement. During the second quarter, the company purchased goods in bulk for 100 thousand rubles, and sold them for 300 thousand rubles. The tax in the case of “expenses” will be (300 thousand – 100 thousand) * 15% = 30 thousand rubles.

UTII- a single tax on imputed income. This tax replaces the usual ones. Only an organization that is engaged in certain activities (motor transport services, retail trade, catering services, etc.) can switch to this taxation system. UTII is regulated by municipal laws, the tax rate and types of activities may vary in different areas. Some organizations combine simplified taxation system and UTII.

Unified agricultural tax– single agricultural tax. This tax applies to agricultural producers and fish farms.

Internet accounting “My Business” is intended only for companies (individual entrepreneurs or LLCs) operating under the simplified tax system 6%, simplified tax system 15% and/or UTII. This service is not suitable for organizations that pay taxes under OSNO or Unified Agricultural Tax.

Features and advantages of the “My Business” service

First, you must register on the company’s website, select the appropriate tariff (there are several, depending on whether the organization has employees and how many) and pay for monthly services. After this, you will have access to your personal account, in which you can work at any convenient time and place where there is Internet access. In your personal account, you indicate the details of your company, and a personal tax calendar is generated for you. As you can see, everything is quite simple!

Let's take a closer look at the “My Business” personal account.

The first page of your account displays general information. You will see tabs such as “Home”, “Money”, “Documents”, “Inventory”, “Agreements”, “Cash”, “Counterparties”, “Salary”, “Employees”, “Forms”, “Analytics”, "Webinars".

In addition, the following services will be on the first page:

Balance on the main current account.
Selected documents.
Expert consultations.
Company business card.
Contacts with technical support, instructions for using the service, ID, creation of a one-time password.
Information about the owner of the personal account, details of the organization.

More information about tabs:

Tab "Home" contains the following services:

Activity– tabs for creating counterparties and primary documents (these pages are also located in the “Counterparties” tab).
Tax calendar– creation of reports, payment slips for paying taxes and contributions. The reports made can be sent to government agencies using the Internet service, Russian Post, or submitted during a personal visit.
Analytics– the “Analytics” tab is duplicated.
Electronic reporting– statistics on reports sent via the Internet, correspondence with government agencies and reconciliation with the Federal Tax Service.

In tab "Money" collected tools for accounting for the organization’s cash transactions:

Cash book layout and KUDIR. They can be downloaded and printed. The cash book is used to record receipts and cash disbursements at the organization's cash desk. KUDIR is a book for recording income and expenses; all individual entrepreneurs and organizations using a simplified taxation system are required to maintain it. It displays all business transactions for the reporting period in chronological order.
Information on income and expenses. It can be entered manually or using a bank statement. When integration with Intesa Bank is configured, information on income and expenses from the current account is automatically sent to the service.
Sending payment orders. With integration configured with Intesa Bank, payment orders can be sent to the online bank, where the payment is then confirmed and the money is transferred.

Internet accounting “My Business” is integrated with the services of some banks. Electronic document flow is organized between them. Thanks to this, it is possible to automatically exchange statements and payment orders between the “My Business” service and your current account, if, of course, it is opened in the appropriate bank. And all data from the statements is automatically reflected in accounting and tax accounting. Integration is available with the following banks: Alfa Bank, Intesa, MDM, SDM, Lokobank, Sberbank, Modulbank, Otkritie, Promsvyazbank. In addition to banks, integration is available with some other companies: Yandex. Money, Pony Express, Robokassa, Sape.

In tab "Documentation" You can create invoices, acts, invoices and invoices. In addition, this tab has a button for creating documents. To issue an invoice, you need to select it from the list. After this, the header opens and a convenient method is selected:

download, print and transmit;
send to the client's email;
provide a link to pay by credit card or via Yandex. Money.

In the "Inventory" tab It is possible to issue an invoice for payment, ship or receive goods and materials, and transfer them from one warehouse to another. You will see all the information on the arrival, departure and balance of goods at the moment. For each movement in the warehouse, an invoice is created. It is also possible to select a warehouse or create a new one.

In the "Contracts" tab you can create a new agreement, download an agreement template and view statistics on previously created agreements. When creating a new agreement, you must select a client and an agreement template from the pop-up list for auto-filling. You will have access to nineteen standard contract templates created by My Business experts. If you have your own template, then you can upload it to the service and work on it.

Cashier tab works as a draft. All information comes from the “Money” tab. Here you can create draft PKOs (receipt cash orders) and RKOs (settlement cash orders).

Tab "Counterparties". In this tab, you can create a client, partner or counterparty, check your counterparty using a reconciliation report or an extract from the state register, and also view statistics on counterparties.

Counterparties are clients or partners with whom your company enters into contracts. Naturally, special tools have been created to work with them.

In the "Salary" tab information on payments to company employees is displayed:

Calculations for all employees.
Calculations for each employee.
Documents for employees: payroll, pay sheets, statements of taxes and contributions, time sheets.
Payments to employees.

Employees Tab will allow you to make calculations for vacation or sick leave. To do this, you need to select the employee's absence dates. You will see open calculation formulas and the total amount to be paid.

Forms tab will make your life easier by not having to search for information on the Internet and try to understand how relevant or outdated it is. You will have verified data at your disposal in the “Forms” section (more than 2000 forms of various documents, regulatory documents - laws, regulations, etc.).

Analytics tab will allow you to view statistics of income, expenses and profits for various periods of activity by month. For example, you can download payment statistics and compare data for different periods.

In the "Webinars" tab you will find video materials on changes in legislation, video instructions on working in your personal account, interviews with successful businessmen and experts.

So, we got acquainted with the main tabs of the “My Business” service. But not all of them are available to every client; it will depend on the tariff you choose. Let's take stock.

Online accounting will allow you to automatically calculate salaries, accrue sick leave and vacation pay, keep accounting records, and send reports via the Internet.

In your personal account of the “My Business” service, you can create an invoice, agreement, act, invoice, etc. in just a few clicks.

The smart service itself will remind you of the deadlines, calculate taxes and send reports. In addition, the system will check the counterparty and also check with the tax office.

If necessary, you can always ask questions about reporting, documents, etc. to support service specialists. Consultants will answer these questions within 24 hours. The number of requests is unlimited.

It is possible to automatically exchange statements and payment orders between the service and your current account.

There are several tariffs, varying in cost and services, among which you can choose the most profitable for yourself.

Through the mobile application for iPhone “My Business” you can use online accounting at any time and from anywhere.